In recent months, several major banks have been declared bankrupt (Silicon Valley Bank, Signature Bank, First National Bank). The crisis has also affected the large Swiss bank Credit Suisse. Emergencies that fuel the concern of savers and which are at the center of the seminar, promoted by the Rotary Club, which is taking place tonight in Cagliari, at 8pm at the T Hotel. Riccardo De Lisa, a professor of Banking Economics who has analyzed during his research activity precisely the crises that have hit, more or less severely, the world of credit, intervenes.

«The collapse of these banks, certainly of significant dimensions - explains the economist -, has reawakened fears of the start of a financial crisis with a global domino effect, such as the one that occurred after the Lehman Brothers crisis in 2008. The crisis has effects on the financial markets, arousing widespread concern among savers and with a strong echo in the world press".

The seminar intends to shed light on the implications of a bank crisis for savers and on what are the protection systems present today in Europe and in Italy, and what might be the most appropriate behaviors that a citizen should adopt. «In Europe - explains De Lisa - we have adapted the protection of deposits, the rules and instruments for supervision. European banks are, overall, more robust than in the past and even more controlled. Savers can sleep peacefully. However, the same cannot be said for the supervisory and resolution authorities, who must carefully manage the evolution of the economic and financial situation. Banking crises are in fact complex events, not always predictable and which can trigger contagion phenomena that rapidly intensify, thus generating real financial pandemics.

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