In the sales pitches of meal voucher providers, one number always stands out: the number of participating businesses nationwide. One hundred thousand, one hundred and fifty thousand, two hundred thousand. It's the most striking figure, and for a company operating outside of major metropolitan areas, it's also the least useful.

Because the meal voucher works within a very limited radius: the distance the employee travels during their lunch break or on their commute home. While there are only a few participating establishments within that radius, the fact that there are two hundred thousand throughout Italy makes no difference.

A benefit that is as valuable as the network that supports it

The issue has resurfaced because, as of January 1, 2026, the tax exemption threshold for electronic meal vouchers has risen from €8 to €10 per day, as a result of the Budget Law. Many companies are increasing the amount paid to employees: on an annual basis, this represents a few hundred euros more per person, completely exempt from taxes and contributions.

But a €10 voucher that can be spent in three stores is worth less than an €8 voucher that can be spent everywhere. It's a simple arithmetic that systematically gets overlooked when choosing a supplier, and which manifests itself a few months later in the form of dissatisfaction.

What changes away from urban centers

The affiliated networks are not evenly distributed. They are densely packed where there are high concentrations of offices and organized restaurants, much more sparsely distributed where the commercial fabric consists of small independent businesses, local grocers, bakeries, and markets.

The reason is economic. To secure a deal, a merchant accepts a commission based on the value of the voucher: they are paid less than the voucher is worth. Large chains absorb that commission because the volume compensates; a small, local shop, with tighter margins, often forgoes it. The result is that networks with more aggressive commissions for merchants have networks that on paper appear extensive but, in areas with low retail density, become thinner.

For a company based outside of major cities, this translates into a very concrete question: where can my employees actually spend money within a ten-minute radius?

Three checks to do before signing

Ask for local data, not national data . Suppliers under evaluation should be asked for the number of businesses active in the last ninety days by province or zip code, distinguishing between restaurants, supermarkets, and grocery stores. This is information operators possess but rarely provide spontaneously. The difference between approved businesses and actual businesses is often significant.

Do a field test . Before signing, identify five or six businesses that employees regularly frequent (the supermarket near the headquarters, the café under the office, the grocery store in the town where half the staff live, etc.) and check directly if they accept that circuit. Ten phone calls are worth more than any brochure.

Consider how vouchers are used in reality . Where restaurants are scarce, meal vouchers are used primarily for groceries. Here, the rule allowing up to eight vouchers to be accumulated in a single transaction, established by Ministerial Decree 122 of 2017, becomes relevant: this allows you to cover a weekly expense instead of a single lunch. A network well-established in large-scale local distribution, in these contexts, is worth more than one strong in restaurants.

Format matters

It's worth remembering that the difference between electronic and paper vouchers is now clear: a €10 daily tax-free threshold for electronic vouchers versus €4 for paper vouchers, with the reduced VAT deductible for companies only on the digital format. Paper vouchers, today, are a difficult choice to justify.

Arrive prepared for the negotiation

There are numerous operators operating in Italy, and they differ much more in network structure than in price. Those who have already compared the territorial coverage of the various networks will come to the table with the right questions and will immediately recognize when a declared number doesn't stand up to local verification.

For companies operating far from major cities, the only criteria for selection is ultimately the same: not the size of the network, but the density of the people working there. It's the only number employees will check at the supermarket checkout on their first day.

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