The truce between Iran and the US is faltering, and while we wait to see how things will develop, the outlook for Italians regarding high spending in the coming months is bleak.

According to analysts at Facile.it, based on current energy price forecasts, over the next 12 months, Italians with indexed supply contracts will spend €2,711 on electricity and gas , 12% more (€284) than the €2,427 forecast before the conflict broke out. Specifically, gas bills will rise the most, potentially reaching €1,834 (compared to €1,617 pre-conflict), while electricity bills will rise to €877 (€810 in the pre-war forecasts).

AIR CONDITIONERS – Last week's unusually hot weather has also highlighted what could be the next "emergency": air conditioning. According to energy price forecasts, Italians could spend 19% more to cool their homes this summer than they would in 2025, or €144 instead of the €121 they spent last year .

FUEL – Despite the temporary excise duty cut introduced by the Government, the price of fuel at the pump remains high . Considering a mileage of 10,000 km and average self-service prices updated to 12 April 2026, according to estimates by Facile.it, a motorist could end up spending around 1,177 euros on petrol in a year, that is, 7% more (+81 euros) than pre-conflict forecasts (23 February 2026). If we consider the price of diesel, however, the annual expenditure is 1,190 euros, an increase of 26% (+249 euros).

The effect, in absolute terms, is even more visible if we look at the road haulage sector: before the conflict, a truck spent 1,283 euros on diesel to travel a 3,000 km route, whereas today it spends 339 more, that is, 1,622 euros.

MORTGAGES – Despite the ECB's decision not to raise interest rates at its March meeting, variable-rate mortgage payments have also started to rise again. This is due to the Euribor, the benchmark for this type of financing, which rose by approximately 10 basis points in March (3-month Euribor), resulting in a for a standard variable-rate loan taken out in recent years (€126,000 to be repaid over 25 years, covering 70% of the property's value). And this may not be the last increase: , pushing standard mortgage payments from €620 in April to €642 by the beginning of the second half of the year, and closing at approximately €662 by the end of the year. If these forecasts come true, standard variable-rate mortgage payments would therefore increase by nearly €50 in 2026.